Free and without obligation · installed by SOLPALUX, 23 years in Luxembourg
Estimated acquisition costs
€
Enter the land share (in € or %) to calculate the exemption.
Off-plan (VEFA) purchase as main residence: registration duties apply only to the land share (deeds from 16.07.2026 to 16.07.2029). Does not apply to the Investment tab.
Registration & transcription duties (7%)59 500 €
Notary fees (excl. VAT)2 000 €
VAT on fees (17%)340 €
Disbursements & admin costs550 €
TOTAL FEES62 390 €
Price + total fees912 390 €
✓ Bellegen Akt — Tax credit 1 buyer: 45 000 €
Registration & transcription duties (7%)59 500 €
VEFA exemption (construction share)- 0 €
Bellegen Akt tax credit- 45 000 €
Net registration duties payable to the State14 500 €
Notary fees (excl. VAT)2 000 €
VAT on fees (17%)340 €
Disbursements & admin costs550 €
TOTAL FEES17 390 €
Price + total fees867 390 €
✓ Bellegen Akt — Tax credit 2 buyers: 59 400 €
Registration & transcription duties (7%)59 500 €
VEFA exemption (construction share)- 0 €
Bellegen Akt tax credit- 59 400 €
Net registration duties payable to the State100 €
Notary fees (excl. VAT)2 000 €
VAT on fees (17%)340 €
Disbursements & admin costs550 €
TOTAL FEES2 990 €
Price + total fees852 990 €
Indicative estimate · Detailed calculator on stop.lu → “Booster fir de Wunnengsbau” measures of 16.07.2026, subject to final adoption of the bills.
Mortgage calculator
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€
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% · €
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years
10 years35 years
%
2.50%5.00%
Estimated monthly payment
— €/month
Borrowed amount
—
Total interest
—
Total cost
—
1,50 %
0,25 %3,50 %
Subsidised loan
—
Aid per month (year 1)
—
Monthly payment after aid
—
The subsidy rate (0.25% to 3.50%) depends on household income and composition and cannot exceed the loan rate. Ceilings: €250,000 (€300,000 if a borrower is 35 or under) + €30,000 per child, up to €370,000 / €420,000. Upper estimate: the actual aid is calculated on the outstanding capital. Apply to the Ministry of Housing. “Booster fir de Wunnengsbau” measures of 16.07.2026, subject to final adoption of the bills.
Indicative simulation, excluding processing fees and ASRD insurance. The final rate depends on your profile (income, down payment, employment situation). Reference rates observed in early 2026: 2.99% (5-year fixed) to 3.70% (30-year fixed).
Financing · financesolutions.lu
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Is this property financeable for you? Enter your income and own funds — the price is already filled in. Instant calculation, nothing is transmitted.
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Rental income estimate
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What rental income could this property generate?
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Adjustable for simulation
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3.50%
3,0%4,0%
Quality factor (premium)
Estimated monthly rent
— €/month
Range: —
K factor
1,00
Income / year
—
Net yield
—
Accelerated depreciation (investor)
€
Tax depreciation per year
—
Total over 6 years
—
6% per year for 6 years if the building value does not exceed €600,000 per building; above that, 2% per year with no time limit. Optional for 2026 purchases, the only regime from 01.01.2027. “Booster fir de Wunnengsbau” measures of 16.07.2026, subject to final adoption of the bills.
Charges not included — they are added to the estimated monthly rent (advance payments for water, heating, maintenance of common areas, etc.).
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M
Magali
Assistante virtuelle · iMMOSOLUTIONS
Magali est une IA — ses réponses sont indicatives. Pour une demande officielle, contactez Marc.